Grandparent's raising their grandchildren has
become quite common over recent years. Due to mental or physical illness
of a parent, drug and/or alcohol related issues and countless other reasons,
many children are being entrusted into the care of their elderly grandparents.
This does pose a problem for theses caregivers, however. Many are on
a fixed income and do not have the financial means to care for all the
expenses of raising a child. Legal and custodial issues are also another
cause for concern, but with the right information and support, any grandparent
can work through the hardships and helpmake sure that their grandchildren
lead happy and fulfilling lives.
The U.S. Census
Bureau estimates that about 1.3 million children are entrusted to their
grandparents every day. That same 1994 study says another 2.4 million
children live in households headed by a grandparent
6.3% of US children
under 18 (4.5 million) live in grandparent-headed households (Census
2000)
About one-third
of these children have no parent present in the grandparent-headed household
There are grandparent-headed
households in every socioeconomic and ethnic group
Grandparent caregivers often face legal issues such as custody, adoption,
guardianship, and foster care. Many times agreements can be reached through
mediation. For help in learning about the best choice for your family,
contact:
Mediation services
Local/state bar
associations
Legal services/legal
aid society
A lawyer who specializes
in family law
Local department
of social services
Foster care or adoption
agencies
Family service agencies
It
is often difficult to afford to house, feed, and clothe your grandchild.
Some states offer subsidies for grandparent caregivers. Temporary Assistance
to Needy Families (TANF), a federal/state program, is also an option.
To find out about these and other options in your community, contact the
following organizations:
The local Social
Security Administration office for information about Supplemental Security
Income (SSI)
Grandparent support
groups (contact the AARP Grandparent Information Center to see if a
group exists near you)
Local department
of social services, aging, or family services
Religious/charitable
groups
Various options include private insurance, Medicaid, or state Children's
Health Insurance Programs (CHIP). You can determine what your grandchild
is eligible for by contacting:
Your own insurance
carrier to see if your grandchild qualifies as a dependent on your policy
Your local department
of social services or child and family services office for Medicaid/CHIP
information
Local/state public
health office for low-cost or free programs